Where every state stands on insurance AI regulation
Carriers rarely operate in one state. This page tracks state AI insurance regulations across every US jurisdiction: who has adopted the NAIC Model Bulletin, who has rules of their own, and what those rules ask for. Search it like a tool, because that is what it is.
The state-by-state record
Filter by adoption status or search a state, an abbreviation, or a regulation name.
Polyrific builds software. We are software developers, not lawyers, and nothing on this page is legal advice. The tracker is compiled from public sources for orientation. Rules change, so verify anything you rely on with counsel licensed where you write business.
The baseline document most states adopt: the official NAIC Model Bulletin (PDF).
As of October 2026 (NAIC implementation tracker dated Oct 8, 2026). Compiled from public sources for orientation. It is not legal advice, and adoption status changes. Verify with counsel before relying on it.
One record, every state
Whatever mix of states your book touches, the examiner's question is the same: the written AI program, and the record of what the AI recommended and who decided, on the file. Catalyst produces that record as the work happens, in every state at once.
See the record on a file from your book
