Polyrific Advisory for Insurance
One application for carriers, on one governed substrate. It starts with commercial underwriting: every submission prepared against your own guidelines, every finding cited, and your underwriter makes the call. The same approach extends to the rest of the carrier's work.
One application, one substrate
Advisory for Insurance starts with commercial underwriting and follows the work from there: policy questions, interview QA, agents and producers, growth and prospecting, and claims. Each area opens on the object your team already works from, a submission, a policy, a recorded interview, a claim, and stays in its lane.
It is one application with one interface, not six products or six logins. Everything shares one substrate, so what underwriting learns about a risk stays on the file for the work that follows.
Hard refusals run on deterministic rules, not model judgment, and every action lands on an append-only record.
Six areas of work, one application
Underwriting is where it starts. Each area opens on the object your team already works from.
Underwriting
Reads the submission before the underwriter does: checks it against your appetite and your decline list, and says what it found and where it found it. The underwriter decides. The file keeps the record.
Policy questions
Designed to open on the policy and answer plain-language questions about what it says, with cited, policy-specific responses, so service teams work from the document rather than from memory. Your people decide what to tell the customer.
Interview QA
Designed to open on the recorded life application interview, review it against the script and the compliance requirements, check that what was said matches what was written, and flag what needs a second listen. The reviewer decides; the record lands on the file.
Agents and producers
Designed so agents and the teams that support them work from the same governed substrate as the carrier: recommendations carry citations, and what was recommended and who decided stays on the record.
Growth and prospecting
Designed to bring prospect work onto the same substrate as everything else: hard refusals come from deterministic rules, recommendations carry citations, and people make the calls.
Claims
Designed to open on the claim, read the file against the policy, surface coverage questions, and flag patterns that need investigation, from first notice of loss to settlement. Adjusters decide; every recommendation lands on the record.
Governance is the substrate
In every area, AFI recommends and calls out. Your people decide. The record captures both halves: what the AI recommended, and who decided, on the file itself.
That record is the artifact regulators are starting to ask for. It is produced by the substrate as the work happens, not assembled for the exam.
Works with your core systems
Advisory for Insurance integrates with the core administration systems carriers already run, including Guidewire and Duck Creek. It works alongside them. It does not replace them.
Your systems of record stay the systems of record. AFI works the files that live in them.
Start with a submission from your own book
