AI That Works the Way Insurance Teams Work

Polyrific Advisory for Insurance puts Advisor modules on one governed substrate: underwriting, policy administration, claims, compliance and QA, producers, and growth. The AI recommends and calls out. Your people decide. The file keeps the record.

SOC 2 Type 2✦GDPR Compliant✦Enterprise Grade Security

Polyrific Advisory for Insurance

The turnkey suite: licensable Advisor modules covering the carrier lifecycle on one substrate, with one interface. A la carte or all at once. Integrates with core systems like Guidewire and Duck Creek rather than replacing them.

Governance and the Regulators

The NAIC Model Bulletin and NY DFS 2024-7 set a concrete standard: a written AI program, and the record of what your AI recommended and who decided, on the file. Catalyst produces that record as the work happens.

Who We Serve

Polyrific works with mid-market and regional insurance carriers across multiple lines of business.

Commercial P&C Carriers and MGAs

Accelerate submission triage, underwriting review, and speed-to-quote while maintaining underwriting discipline.

Personal Lines Carriers

Reduce manual intake, improve consistency, and support high-volume underwriting workflows without increasing headcount.

Life Insurance Carriers

Enable instant policy intelligence, streamline agent and service operations, and strengthen compliance and quality assurance.

The Bottleneck Isn’t Data. It’s Decision Support.

Insurance teams are overwhelmed by documents, not insight.

Underwriters, agents, and compliance teams are forced to:

  • ✓Read and reconcile dozens of documents per case
  • ✓Manually identify inconsistencies and missing information
  • ✓Search across fragmented systems for answers
  • ✓Rely on senior staff for institutional knowledge

This slows decisions, increases risk, and limits throughput.

That is not an AI adoption problem. It is a workflow problem.

Context, Not Just Extraction

Most AI in insurance stops at OCR, classification, or basic summarization.

Polyrific builds insurance-native AI applications that:

  • ✓Read documents and your underwriting rules, guidelines, and policies
  • ✓Understand how information connects across submissions, policies, and interactions
  • ✓Explain why something matters, not just what it says
  • ✓Provide full citations and audit trails for every output

The result is faster decisions without sacrificing control, explainability, or compliance.

Inside the applications

01

UnderwritingAdvisor™: Submission Intelligence

Commercial P&C and Personal Lines

UnderwritingAdvisor™ analyzes insurance submissions against your underwriting guidelines and surfaces critical information instantly.

Capabilities

  • ✓Reads ACORDs, loss runs, SOVs, financials, and supplemental documents
  • ✓Flags risks, inconsistencies, and missing information
  • ✓Produces underwriter-ready summaries with source citations

Business Impact

  • ✓80–90% reduction in document review time
  • ✓24–48 hour quotes instead of multi-day cycles
  • ✓Junior underwriters perform at senior levels
02

PolicyAdvisor™: Policy and Service Intelligence

Life Insurance, Personal Lines, and Commercial P&C

PolicyAdvisor™ instantly answers complex policy questions by searching across all policy documents and endorsements.

Capabilities

  • ✓Plain-language answers with exact policy citations
  • ✓Cross-document reasoning across policies, riders, and endorsements
  • ✓Support for agents, service teams, and internal operations

Business Impact

  • ✓Faster agent and customer responses
  • ✓Reduced training time
  • ✓Fewer escalations to underwriting and legal teams
03

QualityAdvisor™: Compliance and QA Intelligence

Life Insurance

QualityAdvisor™ supports quality assurance by comparing recorded interviews, applications, and policy data.

Capabilities

  • ✓Detects discrepancies between interviews and application data
  • ✓Flags compliance risks automatically
  • ✓Enables continuous, full-population review

Business Impact

  • ✓100% audit coverage instead of manual sampling
  • ✓Reduced compliance risk
  • ✓Earlier detection of errors before submission

Results From Production Deployments

80%

Cost Reduction — Per-case document review compared to manual processing

90%

Faster Triage — From intake to underwriter-ready review

40%

More Throughput — Process more cases without adding headcount

100%

Consistent Decision Quality — Every case reviewed against defined standards

Proof Before Commitment

Polyrific removes the risk from AI adoption.

  • ✓We build a working solution around a real insurance workflow.
  • ✓Your team uses it on live data in a production environment.
  • ✓You move forward only when the ROI is clear.

No shelfware. No long implementations. No upfront risk.

Underwriting•Policy Operations•Compliance and QA