AI for commercial underwriting: follow one submission through Advisory for Insurance, from intake to post-bind review
Follow one submission through AFI.
Every file opens with AFI's recommendation and the reason behind it. Click through the stages that produced it, then the decision your underwriter makes.
- SOC 2 Type 2
- Works with your current PAS
- Your guidelines, not ours
- Prove the value before you pay
Demonstration data. Cobblefield Mutual and its submissions are fictional.
Demonstration data. Cobblefield Mutual and its submissions are fictional.
Split-screen review
The flagged page beside your guideline.
One click opens the exact spot in the packet next to the clause in your own manual it was checked against. No hunting through a 25-page packet and a 9-page guide to connect the two.
- Findings labelled by what backs them: a guideline clause, a team practice note, or an observation
- Search by word or by meaning across every page
- A running count of pages nobody has looked at yet
Faster, and more consistent
Your underwriters, with the drudge work taken off their desks.
Your guidelines, not ours
Your manual, class rules and application forms drive every recommendation. Not a generic model of underwriting.
Your underwriter decides
AFI recommends and records. Decline and Clear to quote are human acts with a name on them.
The same call on every file
Your guidelines applied the same way every time, with the reasoning written down.
Juniors learn on real files
Every file shows why a risk was declined or cleared under your guidelines, so senior judgment is visible to the people coming up.
The capacity case
What is 3–4 hours a day worth to your underwriting team?
AFI reads the submission, checks it against your guidelines and researches the applicant before your underwriter opens the file. Put in your numbers.
- Reading
- The whole packet, sorted and summarized, every value cited to its page.
- Re-keying
- Your own application form, filled from the agent's paperwork.
- Chasing
- Missing documents listed and the email to the agent drafted.
- Researching
- Web, news, registries, OSHA and FMCSA checked against the declaration.
Capacity calculator
8,050
underwriting hours back a year
Illustrative: 10 × 3.5 × 230. About 4.4 full-time underwriters of capacity, at an 8-hour day.
SOC 2 Type 2
Our security controls are independently audited over a period of time, not on a single day.
Works with your PAS
Alongside your current policy admin system, not in place of it.
Prove the value before you pay
Value proven on your own files first.
60 → 5 min per submission
A regional commercial P&C carrier's review time, before and after.
Bring your numbers. We'll bring a submission.
Send a packet and your underwriting guide. We'll walk your team through what AFI finds, where it found it, and the guideline behind it.