Underwriting Decisions at the Speed of Business
SubmissionAdvisor transforms submission intake and underwriting review by extracting, contextualizing, and explaining what matters—so underwriters focus on decisions, not document review.
Underwriting Is Slowed by Manual Pre-Work
Underwriting teams spend the majority of their time reviewing, reconciling, and validating submission documents before meaningful underwriting decisions can begin.
Each submission requires underwriters to:
- Read ACORD forms, loss runs, Statements of Values (SOVs), and supplemental documents
- Reconcile inconsistencies across multiple sources
- Identify missing or questionable information
- Manually apply underwriting guidelines
This pre-work can take 60+ minutes per submission.
That time does not improve underwriting quality. It only delays decisions and limits throughput.
SubmissionAdvisor — AI-Powered Submission Pre-Review
SubmissionAdvisor is purpose-built for underwriting teams.
It analyzes submissions against your underwriting guidelines and delivers an underwriter-ready view of risk in minutes.
SubmissionAdvisor does not replace underwriters. It prepares them.
How SubmissionAdvisor Works
Intelligent Document Understanding
SubmissionAdvisor reads and understands:
- ACORD forms
- Loss runs
- SOVs
- Financial statements
- Supplemental underwriting documents
No rigid templates. No manual mapping. The system understands document structure and insurance context.
Guideline-Aware Risk Analysis
SubmissionAdvisor applies your underwriting guidelines as it reviews submissions.
It:
- Flags potential risks and inconsistencies
- Highlights missing or conflicting information
- Identifies items requiring clarification or follow-up
Risk is surfaced in context, not buried in raw data.
Underwriter-Ready Summaries
Every submission is delivered with a structured summary that includes:
- Key extracted data points
- Identified risk indicators
- Suggested follow-up questions
- Full citations back to source documents
Underwriters can trust the output and verify every detail.
Workflow and System Integration
SubmissionAdvisor fits into existing underwriting workflows.
- API-first architecture
- Integrates with systems of record
- Supports human-in-the-loop review and escalation
- Designed for production use, not experimentation
Measurable Results in Production
Insurance carriers using SubmissionAdvisor have achieved:
80-90%
Reduction in document review time
24-48hr
Quotes instead of multi-day cycles
40%
Higher underwriting throughput
100%
Consistent guideline application
Junior underwriters perform at senior levels. Senior underwriters focus on judgment, not paperwork.
Context Over Extraction
Most underwriting tools focus on OCR and data extraction.
SubmissionAdvisor goes further by:
- Understanding how information connects across documents
- Applying underwriting rules during review
- Explaining why specific risks matter
- Providing auditable, cited outputs
This enables faster decisions without sacrificing underwriting discipline.
Who It's For
SubmissionAdvisor is designed for:
Commercial P&C Underwriting Teams
Accelerate submission review and speed-to-quote while maintaining underwriting discipline.
Personal Lines Underwriting Teams
Handle high-volume workflows without increasing headcount.
MGAs and Regional Carriers
Compete with larger carriers through faster, more consistent underwriting.
Organizations Facing Growth Challenges
Scale submission volume without proportional headcount growth.
Proof Before Commitment
SubmissionAdvisor is deployed using a proof-first model.
- A working solution is built around a real underwriting workflow
- Your team uses it with live submissions
- You move forward only after ROI is proven
No shelfware. No long implementations. No upfront risk.
Need Integration or Customization?
Our services team helps enterprises deploy, integrate, and scale AI solutions. From API integration to custom workflows, we handle the engineering so you can focus on outcomes.